CCI Credit Services has provided credit group services for floor covering leaders since 1993.  CCI   can provide your credit group with a  service dedicated to giving you the  information your credit group can rely on while reducing your credit reporting budget.
 

A Pioneer

In 1993 CCI became the first company to provide its clients unlimited trade reports for a fixed price.  In 1997 that capability was extended to the Internet.  Over the years CCI's clients have reduced the amount they pay for credit reports by up to 90%.  One credit group has saved over $1.5 million  in the first three years of using our reports.
 

Our Technology

Combining data from several sources in an accurate and intelligible way is a difficult process.  CCI relies on the latest in database technology to parse, assemble and send  you accurate data.  Our proprietary technology works behind the scenes to ensure your credit reports include all the relevant data in our database.  We track name, address and telephone number changes automatically.  Contact us for an in depth discussion of how our technology works.
 

Our Philosphy

Our philosopy is simple:  your data is your data.  We process it and give it back to you at a fair price. Accordingly, we believe in fixed pricing for unlimited reports, a hallmark of our service.  Our clients pull unlimited reports without fear of running up their reporting costs. 
 

Trade Credit Reports

CCI Trade Reports contain whatever information your group wants to supply.  The following information is typical of the data we process and provide our clients in a comprehensible and easy-to-read format:

Current Payment Experience.  A trade line for each contributor shows the date reported, date of last sale, pay history, high credit, account balance and the account balance that is current, and/or past due 1-30, 31-60, 61-90 and 91+ days.

Current Payment Experience Summary.  The payment experiences of all the contributors are summarized here for an overall picture of the account.

Payment Trends.  Contains a three month pay history of the account and provides you with a short-term trend snapshot.

Account Score.  CIS scores all accounts according to its payment history and its account aging.  The account is scored each month a running 12 month score trend is reported.
 

In addition each trade report shows which suppliers sell the account on a COD or CBD basis and whether that account has been placed for collection (PFC) or has presented not-sufficient-funds (NSF) checks within the past six months.  If NSF or PFC activity is reported, the NSF or PFC detail is also present in your report.  Click here for sample trade credit report.
 

NSF and PFC Reports

Our contributors supply us on a daily basis with the names of their NSF and PFC accounts.  This information not only is cross-referenced on our Trade Reports, but is also presented in list format in our NSF and PFC reports.  These reports can be generated for an individual account or for a specific period:  the past month or the most recent 12 months.  The reports show the account in question and dollar amounts of the NSF check (and the number of times returned) and in the case of the PFC report, the dollar amount placed for collection.  Our NSF and PFC information can provide you with a valuable "early warning" of an account in trouble.
 

Information Sources

You, or customers provide us with the data we report.  We do no go to extra-industry sources.
 

Timeliness

CCI's database is updated weekly, insuring that you have the most accurate information you need as quickly as possible.  No longer will you have to depend on stale and unreliable information.

Accuracy

CCI continuously monitors and updates its database for accuracy.  Our constant interaction with our information suppliers also insures a high degree of accuracy in the data we supply you.  As accounts are sold, move, change names or ownership, we are there to keep your information current.

Pricing

Each credit group's requirements our different.  Contact us for an estimate. 
 

System Requirements

All you need is a personal computer capable of accessing the internet and a web browser such as Microsoft Internet Explorer or Netscape Navigator.  We will set up your own account with a unique password.  Once on our web site, our intuitive program allows you to pull reports by phone number or account name.  Reports are then printed directly at your desktop.

Benefits To You

Your credit department can benefit from our inexpensive yet accurate reports in a number of ways.  Use our reports to regularly update your credit files, process new account applications and increase or decrease existing credit lines.  You can reduce your reliance on self-serving (and selective) credit references provided by your customers and eliminate wasted time playing "phone tag" with other creditors from whom you seek references.  Most importantly, you can reduce or eliminate your dependence on costlier forms of information.